As a Mortgage Investment Corporation, Nest Capital MIC, specializes in residential mortgages in communities across Ontario. Our objective is to obtain a return for investors by optimizing our investment portfolio. Our investment strategy is to invest in a portfolio of residential mortgages in market segments that are under-serviced by large financial institutions. Nest originates all of its mortgage applications through licensed mortgage agents and brokers within the Mortgage Investment Corporation legislation criteria.
THE OPPORTUNITY
TARGET ANNUALIZED RETURN 10.00%
This investment will target an annual return to Unitholders of 10.00% (pre-tax, net of fees and expenses). Distributions are scheduled to be paid monthly. Historical return has been 10% annually since inception.
ANNUAL RETURNS
*Monthly distributions are targeted at 10%
**DRIP – Distribution Re-Investment Plan
10%
historical annual returns since inception in 2017
HOW NEST CAPITAL MIC WORKS
- Each investor receives preferred shares of Nest Capital MIC.
- Funds invested are spread across the entire pool of mortgages.
- Nest Capital distributes monthly interest of mortgage income to investors.
- Monthly interest can be reinvested with a dividend reinvestment plan.
WHY NEST CAPITAL MIC?
PORTFOLIO BREAKDOWN - FEBRUARY 2021
| Offering Amount | $50,000,000 |
| Minimum Investment: | $1,000 |
| Average Investment: | $82,500 |
| Targeted Annual Return: | 10.00% |
| Distribution Re-Investment Program (DRIP): | Yes |
| Investment Type: | The Nest Capital Mortgage Investment Corporation is a pool of carefully selected mortgages in Ontario. |
| Residential Mortgages Allocation: | 1st Mortgages: 8.7% 2nd Mortgages: 91.3% |
| Average Mortgage Size: | $101,500 |
| Average Loan-To-Value: | 77.9% |
| Redemption Fees: | 5% in Year 1 1% in Year 2 0 in Year 2+ |
| Asset Security: | The fund is spread over multiple lower dollar value mortgages versus large mortgages. It is not invested in commercial or development mortgages. |
| Registered Plans Eligibility: | Invest via all types of registered accounts, including TFSA, RRSP, LIRA, RRIF, LIF and more. |
THE LENDING PROCESS
GEOGRAPHIC BREAKDOWN
WHERE ARE OUR MORTGAGES LOCATED?
NEST CAPITAL INVESTOR TESTIMONIALS
“Nest Capital is well run and keeps investors up to date on their investments. Payments are always on time and questions are always answered quickly.”
Nest Investor Since ’18
From Stouffville
The returns I’ve made on my Nest Capital investment since 2018 have been reliable and significant. I’ve consistently made 10% per annum and have diversified my investment portfolio in a meaningful way.”
Nest Investor Since ’18
From Toronto
I invested with Nest back in 2017 and additionally each year. Since then I’ve made 10% on my money each year. This has had a huge impact on me financially.”
Nest Investor Since ’17
From Ottawa
NEST CAPITAL INVESTMENT PROCESS
1. Connect with our EMD
We will connect you to our registered exempt market dealer.
2. Suitability Assessment
A registered dealer will assist investors with suitability assessment and qualification.
3. Invest
Investing in TFSA, RRSP, LIRA, etc? Nest will help you move the funds to do so.
REGISTERED DEALERS
To purchase shares of Nest Capital MIC an investor must purchase through our registered dealers:
- Fundscraper Capital Inc. – Terence Cheng [email protected] or 647-205-7484
- TokenFunder – Alan Wunsche [email protected] or 647-964 9268