What to Expect in Your First Year as a MIC Investor

If you’re considering your first MIC investment, here’s what the journey typically looks like.

Onboarding: After reviewing offering documents and completing paperwork via a registered exempt market dealer, you invest through cash or a registered account (RRSP, TFSA, RRIF).

Income: Distributions are paid regularly. Investors often receive direct deposits, making it seamless to track returns.

Reporting: Expect clear quarterly or annual updates and audited financials.

Liquidity: Most MICs allow redemptions with notice—commonly six to twelve months—so this isn’t a day-trading product. It’s meant for steady, medium-term income.

Confidence: By the end of year one, new investors usually see how MICs provide returns backed by real estate, making them a part of a balanced portfolio.

If you are interested in investing, we will connect you with a registered exempt market dealer who can walk you through the investment process. Past performance is not intended to provide an indication of future performance.

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